Rideshare Accident Attorney

New York Uber/Lyft Rideshare Accidents

Dedicated Uber/Lyft Rideshare Accident Law Firm in Riverhead and the East End of Long Island

Long Island Rideshare Accident Attorneys

Over the past few years, so-called “rideshare” apps like Uber and Lyft have become increasingly popular alternatives to traditional taxis and car services. However, these rideshares are no less prone to getting into accidents than any other motor vehicle on the road, and in some cases they may employ negligent or reckless drivers. When these drivers get into an accident, you will need legal representation to get the justice you deserve.

That is why you should contact the rideshare accident lawyers at Fox Law Firm, PLLC, who can assist you with your legal claims. Our firm, located conveniently in Riverhead, has a reputation across Long Island for assisting people like you, even when facing major companies like Uber and Lyft.

Watch Our Uber/Lyft Accident Video

Experienced Litigators Fight For What You Deserve

We have a history of getting results for our clients in motor vehicle accidents of all kinds, including rideshare accidents like yours. We will help you obtain compensation for any injuries you may have suffered in these accidents, and work on a legal strategy that advances your interests first. We will also work with your doctors, rehabilitation staff, and any other medical personnel involved in your case to ensure you receive full compensation for the harm you have suffered.

Act Now or Risk Missing Out

New York has a three-year statute of limitations on all auto accident claims, including rideshare accidents from companies like Uber and Lyft. In addition, family members have only two years to file a wrongful death claim for loved ones who have been killed in these sorts of accidents. Wait too long to act, and you may lose your opportunity to seek justice for the harm you have suffered.

At Fox Law Firm PLLC, in Riverhead, our Suffolk County personal injury lawyers are dedicated to helping you obtain compensation when you’ve been injured in a rideshare accident. To find out how we can help, please call 631-779-3400 or contact us online to arrange a free consultation.

Navigating Ride Share Insurance: Inside vs. Outside New York City

Ride-sharing services like Uber and Lyft have revolutionized urban transportation, offering convenience and affordability to millions of commuters. However, behind the ease of tapping a button to hail a ride lies a complex web of insurance regulations, especially within New York City (NYC) and New York State. Understanding these differences is crucial for both passengers and drivers. Let’s delve into the nuances of insurance coverage for ride-sharing vehicles, comparing the rules within NYC to those outside the city.

Ride-Share Insurance Coverage Within NYC:

Within New York City, ride-sharing insurance takes on a unique set of regulations. Here’s a breakdown:

  1. Liability Coverage: While the state of New York mandates $1.25 million in liability coverage for transportation network companies (TNCs) like Uber and Lyft, this requirement is exempted within NYC. Instead, the New York City Taxi and Limousine Commission (TLC) mandates a significantly lower liability insurance of $100,000/$300,000 for injured people, consistent with other for-hire vehicles.
  2. Personal Injury Protection (PIP): TLC also requires ride-sharing vehicles to carry $200,000 in PIP No-Fault coverage, ensuring adequate protection for medical expenses passengers may incur in case of injuries.
  3. SUM Insurance: Unfortunately, Supplementary Uninsured/Underinsured Motorist (SUM) coverage, which provides additional protection if you’re injured by an uninsured or underinsured driver, is not mandated for Uber, Lyft or for-hire vehicles operating within NYC. This exemption stems from VTL §1693(12), leaving passengers and others potentially vulnerable in certain scenarios.
  4. Excess Insurance: While Uber claims to have a $1 million excess policy for its drivers in NYC, the company often asserts that its drivers are independent contractors, distancing itself from liability in negligence cases. The independent contractor defense may make it difficult for an injured passenger or pedestrian to recover against Uber when a negligent Uber driver causes injury.

Ride-Share Insurance Coverage Outside NYC:

In contrast, regulations outside NYC, as governed by Article 44-B of the NY Vehicle and Traffic Law, provide a different landscape for ride-sharing insurance:

  1. Offline or Driver App Off: When a driver is not using the ride-sharing app, their personal auto insurance applies. In New York State minimal liability coverage of $25,000 per person and $50,000 per accident is all that is required.
  2. Waiting for a Ride Request: When a driver is using their Ride-Share app and waiting for a ride request, State Law requires the following coverage:
    • $75,000 per person and $150,000 per accident, liability coverage
    • $50,000 per person PIP No Fault coverage
    • $25,000 property damage coverage
    • Uninsured/Underinsured Coverage
      1. $25,000/$50,000 bodily injury per person/per accident
      2. $50,000/$100,000 death per person/per accident
  3. En Route to Pick Up Riders and During Trips: Once a driver accepts a ride request and is en route or during the trip, required insurance coverage significantly increases to ensure comprehensive protection for both passengers, pedestrians and drivers.
    • $1,250,000 third-party liability coverage.
    • $1,250,000 uninsured/underinsured motorist bodily injury coverage.
    • $50,000 Personal Injury Protection per person.
    • Contingent comprehensive and collision coverage, covering the actual cash value of the car with a deductible.

Implications:

If you are a passenger, pedestrian or another motorist injured in a crash due to the negligence of an Uber/Lyft driver in NYC the insurance coverage available to compensate you for your injuries is significantly less than the insurance coverage available to you when the crash takes place in Nasau or Suffolk County or any other part of New York State outside of NYC.

As an example, consider an Uber passenger in NYC who is seriously injured when the driver runs a red light causing a crash. The passenger requires surgery and loses months from work. The maximum recovery for that passenger is capped at $100,000. If the crash takes place anywhere outside of NYC the passenger could recover up to $1,250,000.

If the NYC Uber passenger had Supplementary Underinsured Motorist Coverage on their own personal vehicle in excess of $100,000, they could get additional compensation from their own insurance up to the maximum limits of their policy.

To protect yourself and your family from underinsured Uber/Lyft drivers in NYC you should check your own auto insurance policies to make sure you have enough coverage to fully protect yourself and your family under these circumstances. Lack of adequate insurance coverage to protect you and your family may leave you vulnerable to financial burdens if injured by an underinsured Uber/Lyft driver. If you have questions regarding insurance coverage please call Fox Law Firm for a free consultation.

Key Takeaways:

Understanding the intricate landscape of ride-share insurance coverage, whether within bustling New York City or its surrounding areas, is paramount for ensuring the safety and well-being of passengers, pedestrians, and drivers. As we’ve explored, the variations in coverage can have significant implications, potentially leaving individuals vulnerable in the event of an accident.

Everyone using ride-share services must be informed and proactive. Take the time to review your insurance policies and understand your rights. If you’ve been involved in a ride-share accident, call Fox Law Firm.

At Fox Law Firm, we’re dedicated to helping individuals navigate the complexities of ride-share insurance and securing the compensation they deserve. With over forty years of experience, we’re committed to fighting for your rights. Contact us today for a free consultation and let us be your advocates in this challenging time.

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Reviews and Ratings

Independent Reviews From Google My Business

Steve DelBene
Steve DelBene
1720701380
Due to an unfortunate accident, I needed representation and Fox Law Firm, PLLC took my case. Friendly, Professional and Thorough, Kevin and the Staff at Fox listened to my story and over the course of time prepared a strong argument that resulted in a favorable Settlement, avoiding Trial. Thank you Kevin, Denise and Dan for your effort and your attention to detail. SDB
Suleyma Arriaza
Suleyma Arriaza
1711144599
I am extremely thankful with my friends for referring me to such an amazing law firm. I was unfortunate to face some very difficult circumstances and had to look for a lawyer to guide me correctly and advise me on what was best for me and my family. Daniel Fox explained everything very thoroughly and made sure I understood everything throughout the whole process. I will forever be grateful for everything that Dan Fox was able to do for me and my family.
Kevin was simply wonderful to work with. He listened carefully and was completely sympathetic to my situation. Other attorneys did not want to take my case. Kevin agreed to represent me.. it was a long process due to Covid, but he stuck with it. His suggestions and knowledge regarding what we should or shouldn't do were dead on. And we won! I can't thank Kevin enough for his representation!
Tara E Toolan
Tara E Toolan
1704130633
My son, Kyle P. is forever grateful to, Dan Fox and his firm. He never ceases to speak about how he jumped through hoops for him, and went the extra mile and paid great attention to detail! He never stops talking about him.
Katherine M
Katherine M
1700186264
Dan Fox is great! Very compassionate and knowledgeable. You should not hesitate to use him or his firm.
Enmer Yanez
Enmer Yanez
1697034962
Great experience. Very professional lawyer Daniel J. Fox got me a favorable result with my case. Highly recommended
A M
A M
1691149063
Second time my family has used fox law firm can’t say nothing but great things very professional Dan is the best
Edward Jones
Edward Jones
1688055516
Great experience. Very professional and got me a favorable outcome with my case. Highly recommend.
David Oliva
David Oliva
1680655973
Kevin Fox and his team took on a case for my son and within months he had it settled. Very honest and transparent law firm. Highly recommended.
Zephrena Henry
Zephrena Henry
1678811253
I would recommend Fox Law Firm without a doubt. Mr Dan Fox is phenomenal. Very good at what he does and I was very happy with his work.
Excellent experience! Off the Road and my lawyer Dan Fox definitely kept a ticket off my record. No points, no insurance hike. I'm very thankful that when I learned my lesson about driving too fast, one ticket too late, Off The Road was there for me. Recommend to those who needs help
I hired Fox Law Firm to assist me with a speeding ticket. They were efficient thorough and handled the entire thing for me keeping me apprised all the while allowing me to not have to take off work to go to court. Hopefully, I will not need to call them again, but should the need arise I most certainly will.
Jamie Winkelman
Jamie Winkelman
1654272140
Dan went above and beyond to aide and support me while handling my case. I will forever be grateful to all of the hard work he put in. As a result I am now able to move forward with my life.
Vicki Bock
Vicki Bock
1639098700
Fox Law Firm was recommended to me by my real estate lawyer. Kevin and Dan were always kind, professional and answered any questions I had. It was a painless process thanks to them. I highly recommend this law firm.
Used Fox Law Firm and would highly recommend. Daniel and Kevin are amazing and were extremely helpful during the time of my accident. I appreciate the wonderful and thorough communication this office provided. Very friendly and informative!
Asghar Jafri
Asghar Jafri
1632770482
Dru Cuffee
Dru Cuffee
1630677540
laura mcneil
laura mcneil
1626291955
Donna Cahill
Donna Cahill
1622861356
It is hard to find words to describe how grateful I am that we were lucky enough to find Kevin Fox to assist us in our time of need. Always the professional, always prompt with an answer to a question or an explanation before the question was even asked, Kevin was able to bring a sense of calm competence to a situation fraught with fear.Kevin provided a much needed reassurance at a critical time, allowing us to concentrate on adjusting to a new reality while trusting him to take care of the other important matters at hand. This he did, and was more successful than we could have imagined.I don’t know how we would have managed without him.Donna Cahill
Michael Bianco
Michael Bianco
1622024857
Clif Vooris
Clif Vooris
1621543375
What an amazing law firm, couldn’t be better
Deirdre Horney
Deirdre Horney
1616802452
Excellent attorneys at this firm
Elizabeth Evans
Elizabeth Evans
1616798207
jared somers
jared somers
1616795457
James Russell
James Russell
1616789446
Highly recommend Fox Law Firm for any of your personal injury needs. Kevin and Dan are both seasoned lawyers and delivered on my expectations!
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